Terms of Service

Using this website

This website is operated by ABA Financial Consultancy Ltd. By using it you accept these terms. The website exists for informational purposes: it explains our services, provides educational content such as the UK Mortgage Guide, and offers digital tools such as the mortgage calculator and ABA Home Path.

No advice from reading this website

Nothing on this website is personal mortgage, financial, legal, tax or investment advice, and no advice relationship is created by reading it. Our guides are educational, written for a general audience. Advice is only provided after an individual consultation, through the appropriate route — see our Regulatory Information page for how mortgage and finance services are provided.

Calculator results are illustrative estimates based solely on the figures you enter. They do not assess affordability or eligibility and are not a mortgage offer, a Decision in Principle or a recommendation. Mortgage products, interest rates, incentives and availability change over time, and all lending decisions remain entirely with the relevant lender.

Copyright and acceptable use

The content of this website — including the UK Mortgage Guide, page copy and design — is © ABA Financial Consultancy Ltd unless otherwise stated. You are welcome to share links to our pages and guides. You may not copy, republish or sell our content without written permission, or use the website in any way that is unlawful, harmful or interferes with its operation.

Liability

We take care to keep the website accurate and available, but we do not guarantee that it is error-free, uninterrupted or always up to date. To the extent permitted by law, ABA Financial Consultancy Ltd is not liable for loss arising from reliance on general information or illustrative calculations on this website. Nothing in these terms excludes liability that cannot be excluded under English law. Links to third-party websites and services (including Calendly, WhatsApp and developer websites) are provided for convenience; we are not responsible for their content.

Governing law and contact

These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction. Questions about these terms: berkan@abafinancial.co.uk · +44 7865 487531 · ABA Financial Consultancy Ltd, 85 Great Portland Street, London, W1W 7LT.